Manage Your IRA Like An Institution

Mutual fund expenses and even some ETF expense ratios can greatly impact returns over a long period of time. Very few fund managers deserve a 100 basis point expense ratio. ETFs provide a great way to gain broad market exposure with lower expense ratios than index mutual funds.

If you open an IRA with Zecco.com, there are no minimums, no commissions, and only a $30 annual maintenance fee. Zecco provides a great way to invest for retirement with low expenses. Vanguard ETFs have some of the lowest expense ratios in the industry. Below is a list of some of Vanguard's ETFs that would fit well in any portfolio.

Vanguard ETF	Ticker	Current Expense Ratio
Vanguard Total Stock Market ETF	VTI	0.07%
Vanguard Large-Cap ETF	VV	0.07%
Vanguard Extended Market ETF	VXF	0.08%
Vanguard Value ETF	VTV	0.11%
Vanguard Growth ETF	VUG	0.11%
Vanguard Mid-Cap ETF	VO	0.13%
Vanguard Small-Cap ETF	VB	0.10%
Vanguard Small-Cap Value ETF	VBR	0.12%
Vanguard Small-Cap Growth ETF	VBK	0.12%
Vanguard REIT ETF	VNQ	0.12%